Richard Cunningham

August: A Month to Prioritize Making a Will

August is National Make-A-Will Month, a timely opportunity to spotlight an often-overlooked yet critical topic. The misconception that wills are only necessary for the elderly or wealthy is prevalent, especially among younger adults. In truth, creating a will is a proactive and caring decision, irrespective of age or income level.

You Make Things Easier for Loved Ones

One of the most compelling reasons to create a will is to ease the burden on your loved ones. Without a proper will in place, families can face confusion, legal delays, and stress during an already difficult time. By clearly outlining your wishes, you help ensure a smoother process for those you care about most.

You Get to Decide What Happens to Your Stuff

Even if you don't own a home or have major investments, a will allows you to determine the fate of your personal belongings. This includes items like your car, bank accounts, digital assets, or even your beloved pets. Knowing your possessions will go to the right people can provide significant peace of mind.

You Can Make Medical and Legal Choices Clear

Some wills include a living will or healthcare directives, which allow you to specify your wishes if you cannot communicate them yourself. This form of planning is important at any age because it ensures that your medical and legal preferences are respected, providing peace of mind that isn’t contingent on one's age.

You Can Name a Guardian for Your Children

If you're a parent, establishing a will is especially critical. Through a will, you can legally designate who you want to take care of your children if something unexpected happens. This ensures your little ones are in the care of someone you trust.

Making a will is not just about managing material possessions or financial assets; it's about taking control over your future and providing for those you love. National Make-A-Will Month serves as a motivation to either create a will or encourage younger family members and friends to do so. After all, peace of mind is not something to reserve for later in life, but a gift you can give yourself and your loved ones today.