Around the Holiday Table: A Timely Estate Planning Reminder

The holidays bring families together, offering a rare chance for multiple generations to gather under one roof. It's a time for shared meals, storytelling, and treasured traditions that deepen our bonds.

Amidst this warmth and connection, these gatherings also present an opportunity to discuss future plans, like estate planning. While the topic might feel uncomfortable, approaching it can bring peace of mind and clarity.

For Adult Children

Asking questions might feel daunting, but it's essential. Consider these:

• Do you have an up-to-date will or trust in place?
• Who have you chosen to make financial and medical decisions if you’re unable to?
• Have you shared your wishes for medical care and end-of-life planning?
• If something happened tomorrow, would we know where to find your important documents and accounts?
• Are there heirlooms or traditions you’d like us to know the stories behind?
• Do you feel confident that the people you’ve chosen to handle your affairs are still the right ones?

For Parents

Your perspective can guide these discussions:

• Do you know where to find my important documents in case of an emergency?
• Have you considered creating your own will or an estate plan?
• If you received an inheritance tomorrow, would you know what to do with it — or who to turn to for help?
• Are there family keepsakes or traditions you’d be heartbroken not to have carried forward?
• If you had to step in to help us — financially or medically — what support would you need?

These conversations don’t have to feel like a formal meeting. Perhaps bring them up during a quiet moment or a walk rather than over the main meal.

Empowerment Through Planning

Having these conversations now can prevent confusion, legal disputes, and emotional pain later. Estate planning is a gift of clarity and love. If you're unsure where to begin, or need help navigating these talks, reach out to a trusted advisor. It’s never too early to start planning for the well-being of your loved ones.